Compare the Best Local Rates

Highest Current Johnson City, TN Bank Account Rates

It’s common for local financial institutions like credit unions and community banks to provide deposit accounts interest rates that are much higher than offers from national and chain banks. However, just because a bank or credit union is small doesn’t mean its rates are truly competitive.

Now that it’s the end of the month, let’s take a look at where the best bank account interest rates can be found in Johnson City, TN. Johnson City Banking Rates has put together a list of the best bank account rates in Johnson City (within a 50-mile radius) for savings and CD accounts:

Top Savings Interest Rates in Johnson City



  • Happy Valley Credit Union: 1.51%
  • Telco Community Credit Union: 0.75%
  • First Community Bank of East Tennessee: 0.5%


Best Johnson City 6-Month CD Rates



  • Happy Valley Credit Union: 1.76%
  • United Southeast Credit Union: 1.7%
  • Agc Credit Union: 1.51%


Highest Johnson City 12-Month CD Interest Rates



  • United Southeast Credit Union: 2.3%
  • Happy Valley Credit Union: 2.25%
  • Telco Community Credit Union: 1.8%


Best 24-Month CD Rates in Johnson City



  • Happy Valley Credit Union: 2.78%
  • United Southeast Credit Union: 2.5%
  • Holston Valley Credit Union: 2.3%



Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.