Top Johnson City Mortgage Rates This November
Have falling property prices enticed you into buying a new house? Current values may be low, but don’t forget to research Johnson City mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.
Current Best Mortgage Rates in Johnson City, TN
Depending on the type of mortgage you choose, the interest rates offered will vary. However, whether you end up with a fixed rate or adjustable rate mortgage, there is a lender with an affordable interest rate in Johnson City for you. Below are the local lenders currently offering the best mortgage rates this month:
Best Fixed Mortgage Rates in Johnson City
15-Year Fixed
- Bank of America, National Association: 3.25%
- No Orig. Fees
- Points: 1.25
- GreenBank: 3.3%
- No Orig. Fees
- Points: 0
- Citizens Bank: 3.38%
- No Orig. Fees
- Points: 0
30-Year Fixed
- Bank of Tennessee: 4%
- Orig. Fees: 1%
- Points: 0
- GreenBank: 4.09%
- No Orig. Fees
- Points: 0
- Citizens Bank: 4.25%
- No Orig. Fees
- Points: 0
Lowest Johnson City ARM Rates
3/1 ARM
- First Community Bank: 2.49%
- Orig. Fees: 1%
- Points: 0
- Caps: 2% per Adjustment Period
- Peoples Community Bank: 2.49%
- Orig. Fees: 1%
- Points: 0
- Caps: 2% per Adjustment Period
- Branch Banking & Trust Company: 3%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
5/1 ARM
- SunTrust Bank: 2.63%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
- Bank of America, National Association: 2.63%
- No Orig. Fees
- Points: 1.25
- Caps: 2% per Adjustment Period
- First Tennessee Bank, National Association: 2.96%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
Be sure you verify these rates with the lender before you apply. These rates are accurate as of 11/01/11, but may change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Johnson City mortgage rate.
